Financial Services
Driving Transformation Across Banking, Insurance, Capital Markets & Asset Management
The financial services industry faces unprecedented disruption—digital innovation, evolving regulations, margin pressures, and changing customer expectations are reshaping competitive landscapes. At RNG STRATEGY CONSULTING, we partner with banks, insurers, asset managers, and capital markets firms to navigate disruption, optimize performance, and unlock growth through tailored strategies and execution excellence.
Our Financial Services Expertise
We combine cross-sector insights with deep domain specialization to address critical challenges:
Banking & Payments
- Digital banking transformation (omnichannel, core modernization)
- Lending innovation (BNPL, embedded finance)
- Payments strategy (real-time, cross-border, crypto)
- Branch network optimization
Insurance
- Underwriting transformation (AI/ML models)
- Claims automation (straight-through processing)
- Insurtech partnerships
- Product innovation (parametric, on-demand)
Capital Markets
- Trading desk optimization (electronic trading, algos)
- Post-trade modernization (DLT, cloud)
- Prime services profitability
- ESG integration in research & trading
Asset & Wealth Management
- Digital advice platforms (robo-advisors, hybrid models)
- Product strategy (ETFs, alternatives, thematic investing)
- Fee compression solutions
- Next-gen operating models
Risk & Compliance
- Climate risk management
- AML/CFT transformation (AI, automation)
- Basel IV/FRTB readiness
- Cyber resilience frameworks
Fintech & Innovation
- Neobank launch strategies
- CBDC/stablecoin advisory
- Embedded finance ecosystems
- Web3/DeFi opportunity assessment
How We Help Financial Institutions
Digital & Customer Transformation
Challenge:
- Legacy tech stacks hinder innovation
Our Approach:
- Digital maturity assessment
- Core banking/insurance platform selection
- CX journey redesign
Revenue Growth & Commercial Excellence
Challenge:
- Margin compression and fee erosion
Our Approach:
- Pricing strategy optimization
- New product development frameworks
- Partnership ecosystem design
Operational Efficiency
Challenge:
- High cost-to-income ratios
Our Approach:
- Process automation (RPA, AI)
- Shared services optimization
- Cloud migration strategies
Risk & Regulatory Readiness
Challenge:
- Evolving compliance burdens
Our Approach:
- RegTech implementation
- Climate stress testing
- Financial crime operating model redesign
Strategic Transactions
Challenge:
- M&A integration challenges
Our Approach:
- Pre-deal synergy assessment
- Post-merger integration playbooks
- Carve-out/separations support
Financial Services Success Cases
Digital Transformation of Wealth Management Services
Challenge: Rising client churn and inability to compete with fintech disruptors.
Solution: Hybrid advisory model with robo-advisory, digital platforms, and automated compliance.
Results: 29% AUM growth, 41% productivity increase, and 47% acquisition growth among younger investors.
AI-Powered Fraud Detection in a Global Retail Bank
Challenge: Escalating fraud losses and customer dissatisfaction due to outdated detection systems.
Solution: AI-powered fraud detection with behavioral analytics, cloud-native monitoring, and regulatory compliance automation.
Results: 54% reduction in fraud losses, 70% faster detection, 18% improvement in customer trust metrics.
